Are helmets required for moped riders in Michigan?

In Michigan, helmet laws specifically state that riders under 21 years old are required to wear a helmet while operating or riding on a moped. This requirement is based on safety considerations, as younger riders may not have the same level of experience as older riders.

For those 21 and older, wearing a helmet is not mandated if the rider has either successfully completed a motorcycle safety course or has a certain level of insurance coverage. This flexibility allows for some personal choice regarding helmet use, reflecting a balance between safety and rider autonomy for more experienced individuals.

The other choices suggest broader requirements or overlook specifics of the laws in Michigan, which is unique in allowing exceptions based on age and safety training. Hence, the correct answer highlights the stipulation based on age while also promoting safety awareness for younger riders in the state.