Is insurance required for moped operation in Michigan?

In Michigan, while having insurance is not a mandatory requirement for moped operation, it is highly recommended. This reflects a broader understanding in the state that having insurance can protect riders financially in case of an accident. Without insurance, a moped operator may face substantial out-of-pocket expenses arising from damages or injuries, should an incident occur. Therefore, even though the law does not require moped operators to have insurance, it is strongly advised for the safety and financial protection of the rider.

The other options presented suggest varying degrees of mandatory insurance requirements, which do not align with Michigan law regarding mopeds and insurance. For example, asserting that insurance is compulsory for all operators or only for specific age groups does not accurately represent the regulations in place.